Welcome to the Brandon Lewis State Farm Agency!

For the past eight years, I've been proud to help individuals, families, and business owners with their insurance needs. Our agency offers a variety of insurance options, including Auto, Home, Renters, Life, Business, Workers' Compensation, Disability, and more. My team and I are committed to providing exceptional customer service while helping our customers better understand their insurance options.

I grew up in Bay St. Louis, Mississippi, and attended the University of Southern Mississippi. Today, my wife, Josette, and I have been married for 14 years and are proud to call Fort Walton Beach, Florida, home. Together, we're raising our 12-year-old son and 10-year-old daughter, and we enjoy being active members of this wonderful community.

When I'm not in the office, you'll usually find me spending time with my family on the water. We love boating, and I enjoy fishing, surfing, and snowboarding whenever I get the opportunity.

Before becoming a State Farm agent, I worked as a catastrophe adjuster. That experience gave me a firsthand understanding of how important insurance can be when unexpected events occur. While I appreciated helping people recover after difficult situations, I realized I wanted to help individuals and families before those moments happened by educating them about their insurance options and helping them make informed decisions.

Education is at the heart of the way I serve my customers. I believe people should feel confident in understanding their insurance, and I take the time to explain how it works so they can make informed decisions based on their individual needs. Providing outstanding customer service is the foundation of our agency, and my team and I strive every day to build lasting relationships, communication, and responsive service.

Throughout my career, I have been recognized within State Farm for my commitment to serving customers and providing exceptional service. Those recognitions reflect my dedication to helping individuals, families, and business owners with their insurance needs while delivering a positive customer experience.

Giving back to our community is also an important part of who we are. I'm an active member of the local Chamber of Commerce, NAIFA, and COFA. Our agency is also proud to support local youth athletics and community events throughout the Fort Walton Beach area.

Whether you're looking for Auto, Home, Renters, Life, Business, Workers' Compensation, Disability, or other insurance options, my team and I are here to help. Stop by our Fort Walton Beach office, give us a call, or reach out online. We look forward to getting to know you and helping you with your coverage.

Q: Are expensive items like jewelry or high-end electronics covered under standard accounts?

A: Standard home and renters accounts have specific caps for high-value categories like fine jewelry, art, or specialized tech. Adding a personal property endorsement ensures these items are protected for their true appraised value. Brandon Lewis in Fort Walton Beach can help you safeguard your valuables.

Q: How does choosing a higher or lower deductible affect my rate?

A: A higher deductible means you pay more out-of-pocket if you file a claim, but it lowers your monthly rate. A lower deductible means less out-of-pocket cost during a claim, but higher monthly payments. Brandon Lewis in Fort Walton Beach can help you find a comfortable balance between your deductible and rate.

Q: Why should I choose a local insurance representative instead of buying directly online?

A: Working with a local representative gives you a dedicated neighbor who understands your specific community, state regulations, and local risks. You get straightforward guidance and someone to advocate for you when you need help most. Brandon Lewis is proud to serve Fort Walton Beach with local knowledge and friendly support.

Q: What is the difference between collision and comprehensive protection?

A: Collision protection helps pay for damage if your vehicle impacts another car or object, like a fence or tree. Comprehensive protection steps in for non-collision events, such as windshield cracks, theft, weather damage, or hitting an animal. Serving Fort Walton Beach, Brandon Lewis can help you decide which combination makes sense for your vehicle.